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Lower your monthly mortgage payment by refinancing your home loan with Cal Coast.
See if you can put more money in your pocket by leaving your high-rate home loan in the dust and refinancing with Cal Coast. Our expert Mortgage Loan Officers that can guide you through the process to find the term, type, and rate that fits your needs.
Cal Coast offers both fixed and adjustable rate options for refinancing your mortgage. For fixed, your interest rate is set when you take out the loan and will not change. With adjustable, your rate may fluctuate up or down. Explore the main differences below:
Looking for stable payments over a longer period of time? A Cal Coast fixed–rate mortgage ensures you have the same payment for the full term of your loan. Have the security knowing what your monthly payment will be for easier budgeting.
Features & Perks:
An ARM keeps your rate fixed for a set amount of time and eventually becomes a variable rate that adjusts when interest rates change over the life of the loan. If you plan on only living in your house for a shorter period of time, an ARM may be a more affordable option for you.
Features & Perks:
Want to discuss which refinance option works best for your unique situation? Our expert mortgage lenders are happy to help (877) 495-1600.
Conforming/Super Conforming Fixed-Rate Mortgages | Short-term Mortgages | Jumbo Fixed-rate Mortgages | |
---|---|---|---|
Term | Up to 30 Years1 | 5-year2, 7-year3 or 10-year4 | Up to 30 Years8 |
Closing Costs | $0 out of pocket options | $0 out of pocket options | $0 out of pocket options |
Maximum Loan Amount (1-unit, San Diego) | Up to $1,006,250 | Up to $1,149,825 | Up to $2,250,000 |
CONFORMING/SUPER CONFORMING ARM | Jumbo ARM | |
---|---|---|
Term | 5/15, 5/56 and 7/17 | 5/19, 5/510 and 7/111 |
No Closing Costs Option1 | Yes | Yes |
Maximum Loan Amount (1-unit, San Diego) | Up to $1,006,250 | Up to $2,250,000 |
Our friendly home loan experts are here to help!
(858) 636-3045 Mon-Fri, 9am - 4pm
realestateloanofficer@yutb.net
A one-on-one call with a Mortgage Loan Officer can be extremely helpful. You can ask questions and even submit your application over the phone.
It's easy to get started with our secure, mobile-friendly application. Plus, you can always save your progress and pick up where you left off at a later time.
There are many financial decisions involved in buying or refinancing a home. Utilize our calculators to help you make the right decision.
APR=Annual Percentage Rate. Rates and terms based on credit history, subject to credit approval, and subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Some restrictions apply.
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.
ABA/Routing No: 322281578
NMLS ID# 407951